Save your pennies!!! Get another room mate!!! Rent your basement!!!  How about living in a tent?

http://www.moneynews.com/StreetTalk/Roubini-perfect-Storm-us/2012/07/10/id/444857

A “Perfect Storm” of economic events forecast to strike the global economy in 2013 is gathering steam earlier than expected, and the world is beginning to feel its effects now, says New York University economist Nouriel Roubini.

Earlier this year, Roubini, who called the 2008 housing bust and subsequent contraction long before it happened, predicted a confluence of four events to merge into an economic hurricane and derail the global economy next year.

Those four elements — stalling U.S. growth rates, Europe's debt crisis, cooling emerging markets (China namely), and military conflict in the Middle East — are happening now.