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Half of Nation's Foreclosed Homes Still Occupied; United Nations: Disarmament Commission Civilian Weapon Confiscation Study Group

Posted by rev.joshua skirvin on October 27, 2013 at 8:30am
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Half of nation's foreclosed homes still occupied

Posted: 24 Oct 2013 04:43 PM PDT

Its quite amazing this nonsense still goes on almost 5 years after 2008, banks who had no real money at risk of their own, insured against mortgage failures and collected it (and in many cases insured with 4 or 5 different insurance companies - which is insurance fraud - remember AIG insured debt against loss), then are able to foreclose on homes for which they own absolutely no title...violating all the laws that define what a mortgage is and how they operate... -Bill

 Half of nation's foreclosed homes still occupied
By Les Christie | CNNMoney.com – 14 hours ago

Foreclosure sounds like the end of the line, but actual eviction can take months or years -- even after the bank has repossessed a home.

RealtyTrac estimates that 47% of the nation's foreclosed homes are currently occupied. The percentage actually tops 60% in some hot housing markets, like Miami and Los Angeles.
Those still living in repossessed homes include both former owners and renters. Either way, their time in the homes is mortgage and rent free.

To arrive at its estimate, RealtyTrac compared its database of foreclosed homes with postal records showing whether mail was still being collected and whether change-of-address forms had been filed.

Even when occupants leave voluntarily, old owners typically take about two months to vacate.
With renters, it can take a year or more. "If someone has a bona fide rental agreement, we have to abide by that," said Amy Bonitatibus, a spokeswoman for JP Morgan Chase.

One issue, according to Wells Fargo spokesman Tom Goyda, is that the eviction process can take months as it winds through the legal process. The timing varies widely based on local laws and the backlog of cases in individual courts.

Goyda said the bank has been trying to speed up the process by offering cash to prompt occupants to leave.

In addition, some states, like Alabama and Utah, have so-called redemption periods of up to a year during which former owners can get their home back if they can find the means to pay off their mortgages.

And banks may be in no rush to kick people out. They will take their time in markets with a lot of homes for sale and depressed prices. Plus, letting homeowners stick around can help protect homes from abuse.

"Although one thinks lenders take losses by not moving evictions forward, they're still faring better by keeping the properties occupied," said Pauliana Lara of the Consumer Action Law Group in Los Angeles, which works with homeowners to fight foreclosures. "Many foreclosed homes get vandalized or squatters move in."

United Nations: Disarmament Commission Civilian Weapon Confiscation Study Group

Posted: 24 Oct 2013 11:39 PM PDT

This was posted at: http://www.rumormillnews.com/cgi-bin/forum.cgi?read=290342
UNODA-08052013.jpg
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Nations Unies                                              United Nations
UNODA
United Nations Office for Disarmament Affairs


A/CN.11/L.72
Distr.: Restricted
5 August 2013
Original: English

Disarmament Commission – Civilian Weapon Confiscation Study Group

New York, 29-31 July 2013

The issue of military grade weaponry in the hands of civilians looms ever larger in the face of the global implementation of 22/Agenda 21 by member nations. In particular, the United States of America by an estimated 500 million weapons in the hands of its civilian population. This is not just a static problem, it is a massive dynamic problem for the process of confiscation as there will be those who refuse to surrender their firearms.

The conclusion of discussions by the CWCSG led to the adoption of a proposed agenda to begin the process for introducing to member nations a framework by which they can begin codification of national laws to disarm civilians within their borders through a graduated process.

Within the discussion framework, we have identified several problem areas that must be addressed, they are:
  1. Classification of military grade weapons to be made illegal for possession.

  1. Creation of programs to provide reasonable compensation for voluntary surrender of said arms.

  1. Codification of laws to beging the restriction of strict licensing of said arms.

  1. Codification of laws to begin the restricting of and strict licensing of concealable firearms.

  1. Codification of laws to restrict the sale of, and possession of ammunition and components to manufacture ammunition.

  1. Finally, codification of laws to completely make any and all firearms illegal to own, possess or use outside of military and law enforcement usage.

  1. Creation of a United Nations Police Task-force with the specific mission of assisting member nations with the collection of weaponry from civilian hands.
The CWCSG will submit its findings and final recommendations once we have created the codification framework for member nations for a full review by the Office of Secretary General.

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